Make your retirement savings grow by investing in real estatePart of any good retirement portfolio is diversity – and

real estate provides an excellent way to grow your retirement. The Equifax Finance Blog shows how to incorporate real estate property into your nest egg in the article, “

Using Retirement Money for Real Estate Investments.”

While you can seek out traditional loans to embark on your real estate investing, you can use your retirement fund if you have one started, too. All it takes is formalizing a self-directed Individual Retirement Arrangement, or IRA, which enjoys tax protection until you are retired. You can use this account to fund your real estate transactions so long as profit from your investments goes back into the IRA. By doing so, you are protected from capital gains tax until you begin using the fund for retirement.

With that in mind, you should consider real estate options and plan for purchase. You should buy and renovate based on whether you want to sell the home quickly, want to rent it out as income over the long term or want to hold onto the home and sell it when the market rises back up. Each option has its own risks and rewards, so be sure to carefully weigh them all before you start


For other ways to boost your retirement savings or make the most out of real estate purchases, explore the wealth of information on the Equifax Finance Blog.

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